Health Insurance in Pendleton, OR and Hermiston, OR
Keeping Individuals and Businesses Healthy in Hermiston and Pendleton, OR
Throughout life people are unavoidably exposed to illnesses and injuries that diminish overall health. Sometimes illnesses or injuries are serious enough to require medical attention. Medical attention can be costly, and in some cases, can leave individuals with significant out-of-pocket costs. Insurance can minimize or eliminate these costs, and at ISU Insurance Services – The Stratton Agency, we have a health insurance program that provides complete protection for the right price.
Health insurance is extremely important for individuals and for businesses. For individuals, it mitigates health-related risks and helps maintain financial security. For businesses, offering and paying for health insurance helps keep employees happy, healthy and productive, which is a mark of success for any business.
Special Coverages for your Needs
Health insurance is now required by law. Although adequate coverage can be acquired through non-independent or ‘captive’ insurers, they are only able to offer their ‘Brand’ of insurance and cannot shop the marketplace for the best fit for you. It is a benefit to individuals and commercial enterprises to purchase this type of insurance through an independent insurer who can provide complete and appropriate coverage through a plan that has the greatest possible value. An independent insurer provides consultative services that make keeping coverage current and finding critical information simpler and easier.
There are a number of health insurance coverage options that cover a wide variety of needs. Many broad and general coverages apply to most people, but other more specific coverages apply only to individual persons. For this reason, health insurance is not a one-size-fits-all product; it is uniquely tailored to each policyholder.
At ISU – The Stratton Agency, we tailor our health insurance packages to the needs of individual clients. We assess the client’s unique needs or the needs of his or her business and identify coverages that meet these needs. Once identified, coverages are arranged in an optimal plan.
Our coverage options include:
- Individual & Family Health Insurance
- Group Health Insurance
- Dental Coverage
- Vision Coverage
- Long-Term Care Insurance
- Temporary Health Insurance
- Supplemental Insurance
- Disability Insurance
- Medical Expense Insurance
- Child Health Insurance
- Travel Health Insurance
- Prescription Coverage
Specific coverage options like preventive care and special procedure are easy to add to policies through a licensed professional. Since these coverages and others like them are often expensive, it’s important that they are appropriately arranged in a policy. An agent at ISU – The Stratton Agency can ensure that there are no gaps in coverage.
To get started, request a Free Quote today.
Working with the Stratton Agency to find a Solution
At ISU – The Stratton Agency, we've provided health insurance for 30 years and we know the markets and the needs of residents in Northeast Oregon and Southeast Washington. We work with a variety of insurance carriers so that our coverage options are broad and flexible and we ensure that our clients have a variety of options. We monitor policies every year to make sure that they are protective and encompassing, and we work collaboratively with clients to maximize the value of their coverage.
Beyond providing products and services, we mitigate and manage risk and claims. As risk managers, we help clients reduce their exposures and diminish the likelihood that exposures result in damages. As claims managers, we advocate for clients and help clients achieve suitable resolutions, if and when claims are filed.
We are proud to provide health insurance in Hermiston, Pendleton, and La Grande, Oregon, as well as, Walla Walla, Pasco, Kennewick, and Richland, Washington. We also serve Arizona, California, Idaho, Montana, Nevada, and Wyoming.